If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.įirst, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: Īlso file a complaint with your State Attorney General's office. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The bias rating for The Hill shows how conservative or liberal the media source is on political policies, their leanings on politicians, and overall article bias ratings. The problem with society these days is that no one drinks from the skulls of their enemies anymore. Id be afraid he wouldnt live long enuff to see the ink dry on the contract. You are not obligated under the law to prove that you don’t owe or that it is paid.įederal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Halt No one messes with Adam We Adam West hit 86 yesterday. It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.

Halt right there criminal scum